Broker Succession Specialists · Alberta

You built it.
We'll carry it forward.

Relay works exclusively with retiring Alberta mortgage brokers, so you can step back without giving up the income, or the clients, you spent a career building.

Why Now

$900B+
Canadian renewals
cresting 2025–2027
91%
Owners with no
succession plan
100%
Client continuity,
guaranteed
$0
Existing way to
sell your book

Your book's value is peaking right now.

Book a Confidential Call
Alberta broker succession specialists
Keep earning after you step back
Confidential & obligation-free
RECA-licensed & provincially compliant

The Process

A private exit, built around you

Most brokers who retire simply hand their clients away and walk off with nothing. There has never been a clean way out. That is the gap Relay was built to close, with a process that is simple, private, and paced to you.

1

A confidential conversation

Tell us about your book and your timeline. No cost, no obligation, and nothing leaves the room. We listen first.

2

A plan built around your exit

We design a transition that fits how and when you want to step back, and keeps income flowing to you after you do.

3

A smooth handover for your clients

You introduce them, we look after them. Your name, your standards, and your relationships are respected throughout.

Why Relay

Retire without walking away empty-handed

Three things every broker wants from a good exit, and what Relay is built to deliver.

Keep earning

You stop working, the income does not stop. Relay is built so you continue to be paid from the book you spent decades building, long after you have stepped back.

Your clients cared for

Your clients are handed to a licensed team, not orphaned to a call centre or a bank. No cold-selling, no pressure. The trust you built is protected.

A private exit on your terms

Confidential from the first call to the final handover. No aggregator, no client, and no competitor finds out, unless and until you decide to tell them.

Book Valuation

What's your book worth?

Every book is different. Tell us a little about yours and we'll send a private, indicative range by email. No obligation, and nothing shared with anyone.

Request your private range

The only honest way to know what your book is worth is a conversation, but we're happy to give you a starting range first.

Strictly confidential. We reply within one business day.

"Every broker's book tells the story of decades of trust. Our job is to honour that, and carry it forward."

— Relay Mortgage Founding Principle

Who We Are

Built specifically for broker succession

Relay Mortgage was founded to solve a very specific problem: retiring mortgage brokers in Alberta had no easy, fair way to exit their business. Banks didn't want the liability. Aggregators moved slowly. Junior brokers lacked the capital.

We exist to bridge that gap, so broker succession is straightforward, fair, and dignified.

Fair & honest

We value your life's work properly and treat you fairly for it. No distress pricing, no games, no pressure to decide before you're ready.

Built around your timeline

You decide how and when you step back. We design the transition around your pace and your priorities, not ours.

Client continuity

Your clients are the reason your book has value. We look after them like our reputation depends on it, because it does.

Relay is a licensed team, not a faceless fund. Operations and broker relationships are led by Jack Vanstone, alongside Danielle Di Marco, Principal Broker under Mortgageline (a franchise of Mortgage Architects, the licensed brokerage).

Common Questions

Frequently Asked Questions

Answers to the questions we hear most from brokers thinking about an exit.

Is the first conversation really free and confidential?

Completely. There's no cost and no obligation. We operate under strict confidentiality and will not contact your aggregator, clients, or anyone in your professional network without your explicit permission. Many of the brokers we speak with are simply exploring, and that's exactly the right time to call.

What happens to my clients after I step back?

Client continuity is the heart of what we do. We transition your clients in a way that feels natural, usually with you making warm introductions. They're looked after by a licensed team, your standards and communication style are respected, and we never cold-contact or push products during the handover. Our reputation depends on their trust, just as yours did.

Do I have to keep working after the transition?

No. Your role is to make warm introductions during the handover, then you're free to step back fully. No files, no compliance, no being on call. The whole point is to let you retire, while the income keeps coming.

Do I need to be ready to retire right now?

Not at all. We regularly work with brokers who are a few years out from their planned exit. Starting the conversation early helps you understand your options, protect the value of your book, and plan the transition on your own terms. Every enquiry is strictly confidential.

Will my clients, aggregator, or competitors find out?

Not unless you tell them. Every conversation is handled with complete discretion, and nothing is disclosed to anyone in your professional network without your explicit say-so. Your exit is yours to announce, in your own time and your own way.

How does Relay actually pay me for my book?

Every arrangement is tailored to your book and your goals. Rather than a one-size lump sum, we build a plan that keeps income flowing to you after you step back, so you're paid over time from the business you built. We'll walk you through exactly how it works, with your own numbers, in a private conversation.

What about the tax side of selling my book?

Proceeds from selling a book of business are generally treated as a capital gain in Canada, and depending on your situation there may be planning opportunities to reduce the tax. Everyone's circumstances differ, so we recommend a tax adviser experienced in professional practice sales. We're happy to connect you with advisers who understand broker transactions in Alberta.

How long does the whole process take?

It moves at a pace that suits you. Some brokers want to move quickly; others take their time getting comfortable. Once you're ready, going from first conversation to an agreed plan is usually a matter of weeks, never a rush. There's no pressure at any stage.

Take the First Step

Ready for a confidential conversation?

Thirty minutes is all it takes to understand your options. No pressure, no jargon, no obligation, just honest answers about your exit.

Get in Touch

Let's have a confidential conversation

Whether you're three months or three years from retirement, it's never too early to understand your options. Every enquiry is treated with complete discretion.

Phone

(403) 463-1691 · Call | Text

Location

Calgary, AB — serving brokers across Alberta

Request your confidential call

We respond to all enquiries within one business day.